With over three decades of experience in the real estate industry, Ernie Paustian is a senior reserve planning consultant at Guardian Insurance Appraisals. He brings extensive expertise in Depreciation Reports, Reserve Fund Studies, and Replacement Cost Insurance appraisals. Ernie’s diverse real estate background spans mortgage financing, residential and ICI (Industrial, Commercial, and Institutional) real estate appraisal and property management.

Ernie launched his appraisal career in 2000 with an Alberta firm, earning the AACI (Accredited Appraiser Canadian Institute) and P. App. (Professional Appraiser) designations from the Appraisal Institute of Canada in 2006.

His academic credentials include a diploma in Urban Land Economics from the University of British Columbia, the Real Property Administrator designation from the Building Owners and Managers Institute, the Financial Modeling and Valuation Analyst certification from the Corporate Finance Institute and the Certified Reserve Planner designation from the Real Estate Institute of Canada.

Derek began his appraisal career in 1992 shortly after graduating from the Northern Alberta Institute of Technology in 1990 with an Accounting Major in Business Administration. He completed his real estate appraisal courses through the University of Alberta and the University of British Columbia. He obtained his CRA designation from the Appraisal Institute of Canada in 1998 and his P. App, AACI Designation from the Appraisal Institute of Canada in 2003.

Thus far, the experience has included copious assignments throughout urban and rural settings, including numerous going-concern commercial appraisals throughout British Columbia, Alberta in addition to Saskatchewan. Derek has wide-ranging commercial expertise in land, retail, industrial, office and going concern properties, including hotel/motels, gas stations, rural grocery stores, liquor stores, and agricultural properties. He has extensive experience in all single-family dwellings, including corporate employee relocation appraisals, and multi-family housing, including low- and high-rise apartments.

Derek’s career has remained focused on property valuation, with additional experience in consulting and litigation support. Additionally, Derek has extensive experience with candidate mentoring and office management. He has also been declared an expert in Residential and Commercial Real Estate by the Court of King’s Bench and has represented clients in lease rate disputes. Derek currently resides in West Kelowna with his wife, where he remains active with his family and taking on new renovation projects. In his spare time, Derek enjoys playing hockey and golf, camping, and scuba diving in Mexico.

Harvey Erickson has over 50 years of experience as a Real Estate Appraiser and Advisor. He is the proud owner & President of the North Country Appraisals Group, which includes Guardian Insurance Appraisals. His time and experience in the market provides his clients with a competitive economic advantage in making decisions based on sound practical advice and professionally formulated opinions. Harvey loves business of all kinds and if he could, he would offer his well-earned knowledge and skills for another 50 years.

In his off-time Harvey can be found travelling the world, exploring, and enjoying life with friends & family.

Bryan Chambers has been a member of the Appraisal Institute of Canada for over 30 years. He has worked for government agencies, banks, and private firms. Starting with A-1 Appraisals Ltd in 2005 he worked towards obtaining his AACI designation and became the owner of the company in 2015. He has specialized in high end custom lake front homes and acreages, as well as commercial, industrial and development properties in the Central Okanagan for the past 20 years. He completes all types of assignments throughout the Okanagan and East Kootenays for lending, court, estate, and insurance purposes.

Bryan is the past president of the Appraisal Institute of Canada (AIC) – British Columbia Association and has sat on the AIC Board of Review for oral exams.

Tammy is our Office Manager for our North Country Appraisals Group of Companies.
She has over 20 years of administrative experience in real estate working with realtors, mortgage brokers, strata managers and most importantly with the public. She joined our group 10 years ago and we have never looked back.

When not working, Tammy can be found boating & exploring the outdoors with her man and 2 fur babies. Tammy is born and raised in Kelowna so she is well versed as to what the beautiful Okanagan has to offer. We are pleased to have her on our team.

Andy is our Operations Manager for our North Country Appraisals Group of Companies. He has over 30 years of sales & management experience. He strives to help create the best team and implement strategic systems & processes to ensure success and simplicity for all.

He has worked in the motorsports industry, both distribution & retail for 25 years. He has successfully helped companies grow exponentially. While he still enjoys riding on and off road he also likes to occasionally “donate” fishing lures around the many scenic lakes in BC.